I forgot I was on a "diet." Part of the success of going on any diet, physical or financial, is to remember that you are on a diet. That really helps you to stay focused and on target.
So, my first venture out was shopping with a friend even though I didn't need to buy anything. She wanted to go and even though I didn't need anything, I went along. Of course, I forget I was on this financial "diet" and happily spent the gas to drive all the way out there. Being with a friend is fun, but I could have skipped the store and got together with her at another time, somewhere closer to home and avoiding any temptation to buy things I didn't need.
I bought a diet pop while out on errands today. In the past, I have mentioned how sometimes "I waste money buying pop" while I'm out running around, instead of planning ahead and bringing a can from home. Today I was going to bring a can from home, but a certain child, who shall remain nameless, took the last one out of the fridge.
Now, you don't expect me to drink pop at room temperature do you, seriously? Do you? In order to save money? I don't think so. There are just some things to difficult to do.....
I forgot I had laundry in the washer and so had to run it through again. Oh, like you've never done that!!!! Well, maybe you haven't. Being disorganized can cost you money if you have to rewash your clothes all over again. It may not be alot, but it all adds up!
I am changing the way I look at things. I was going to buy some of the things I usually buy but don't really need, like croissants, and decided that I could make a lot more healthy things for breakfast and save the money. Please don't ask me if I have made any of these things yet though....
All of a sudden I am looking at things that I would normally buy (like pizza) and think, "I can make that for so much cheaper!" Please don't ask me if I have made any of these things yet though....
I had oatmeal for breakfast this week instead of something not as filling and not as healthy.
I am changing my attitude. I am thinking with a "needs" versus "wants" mentality. I may want it, in order to save myself time, or just because it looks good and I'm hungry, or whatever.....but do I really need it? Is it going to help me reach my financial goals?
I didn't buy a cute top at the store. Using my amazing powers of deduction, I knew that I already had a white one and didn't really need another one. Besides, earlier this week we all learned that "you can't eat clothes" and I was supposed to be looking for food not clothing.
I made a lasagna for dinner instead of buying a frozen one at the store. It is so easy to make a lasagna (I don't even boil the noodles) that really, I don't even have an excuse not to anymore.
I ate three cookies today. Oh, sorry! I forgot which diet we were talking about. Never mind.
I got to the thrift store after it closed. Well, you can't spend money if you can't get into the store.....not that I needed anything.
I went to the bookstore but didn't buy anything. I rarely buy books at the bookstore. I usually get them from the library but my son gave me a gift certificate for Christmas. However, I couldn't decide what books to get so I wound up leaving without buying anything. If you can't make up your mind it is probably better not to buy something than to make a rash decision to buy that you may regret later.
I took the library books back in time in order to avoid a late fee. Now, I have to admit that I have a rather bad attitude about library fines. What's a few bucks here and there? Aren't I doing my small part to help support the library?
One small thing of croissants is not going to send me into debt. One small library fine is not going to send me into debt (although my husband would beg to differ, hehehe!) However, the little things do matter. The little things add up. Most people will hesitate before buying a car or a plasma t.v. or an entire new fall wardrobe.
But we often won't give a second thought about buying a frozen lasagna at Costco even though we could make it at home (guilty!), or buying a case of pop even though we could drink water (guilty!) or buying a dozen croissants when oatmeal would be healthier and cheaper (guilty!).
We need to change our thinking. We need to remember our desire to either get out of debt, stay out of debt, increase our savings, establish an emergency fund, or build for our future. We need to consider the little things (a nickel here, a dime there) before they turn into bigger things (like debt).
What frugal things did you do (or not do) this week?